Discover Bank High Yield Savings Account is still holding the top rate for online savings accounts and/or money market accounts. Currently if you open this account with Discover Bank you’ll be provided with an APY of 1.35%. To put this in perspective, the national average for these accounts is currently sitting at roughly 0.80% APY. Although this rate is variable (subject to change at anytime) it has remained the same for almost 3 months now.

If you’re a Tennessee citizen looking for some extra cash, you’re in luck. First Tennessee Bank is offering cash back to customers who want to learn more about life planning. You could receive a cash bonus for entering a coupon code online and you could receive a $50 gift certificate to Restaurant.com just for coming in to speak with a First Tennessee employee.

Chase Exclusives is currently offering credit card bonuses for Chase checking account customers to earn extra Ultimate Rewards points or refunds on interest charges if you have both a Chase checking account and a Chase credit card.
If you have a Chase Bank checking account, you can qualify for these Chase Exclusives credit card promotions.
Chase Ultimate Rewards Points Bonuses with Chase Freedom® Visa

At the time this article was written, the Student Loan Debt Clock read $848,436,401,755. A shocking number in and of itself, but the rate at which that figure increases is equally unsettling.

Everything’s bigger in Texas, including personal spending. Two of the top five U.S. cities for spending were in the Lonestar State, according to the Bundle Report 2010. Austin, Texas, topped the list, followed by Scottsdale, Ariz., and San Jose, Calif. Plano, Texas, came in at fifth.

If your business is looking for a good reason to invest in credit card payment technology, Chase is providing the perfect opportunity to take a tech-savvy step. When you sign up for Chase Paymentech service, you will receive a free credit card payment terminal.

The British Airways Visa Signature Card is currently offering up to 50,000 bonus BA miles.
Apply for this British Airways credit card to get 25,000 bonus miles after your first purchase, which is enough for a free domestic flight on American Airlines or Alaskan Airlines (both of which are BA partner airlines).
You’ll also get 25,000 BA bonus miles on your first card anniversary, which is enough for another domestic reward flight.
This British Airways rewards card does have a $75 annual fee.

Going to college in New York state is getting a little bit more affordable. New York’s 529 College Savings Program announced Wednesday its plan to cut its fees in half.The fees on the account are now 0.25%, down from 0.49%, according to The New York Times. New York’s state-funded investment package, which is the largest in the country, now has rates that place it among the lowest in the nation.

The Columbia Credit Union in Clark County, Washington, is currently offering up to $1,000 in banking promotions for checking accounts, consumer loans or refinancing, and mortgages when you bank with Columbia Credit Union.
Columbia Credit Union membership is open to individuals or businesses in Washington State (and to the family members of eligible individuals).
You’ll get $250 for opening a new Columbia checking account, $250 for opening a new loan or refinancing your current loan, and $500 for opening a new mortgage or refinancing your current mortgage.

Here’s a troubling report: More people are taking hardship withdrawals from their 401(k) plans, or borrowing against their retirement accounts.

According to Fidelity Investments, which administers 401(k) plans with 11 million participants, 62,000 workers initiated a hardship withdrawal in the second quarter.
That’s up from 45,000 in during the same three months (April through June) in 2009.
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