BankFiesta.com

Another great interest checking account came through our inbox today. Heartland Community Bank of Arkansas has an “interest plus checking” account (or rewards checking account) which is yielding 4.01% APY and is available to prospective customers across the country.
You can only earn the advertisied interest rates on balances up to $30,000. If your balance exceeds this amount, the excess funds will generate a still respectable 1.31% APY. This is a variable interest rate, meaning it is subject to change without notification.
Also, if you are familiar with rewards checking accounts, you probably know you must meet the typical requriements each month. For this particular account these include:

• at least 10 check card transactions
• Receive a monthly Electronic Statement
• One direct deposit or ACH Auto Debit
• Access Online Banking

In exchange for fulfilling the above requirements, you will receive (along with 4.02% interest on your balance):

• Free ATM’s Nationwide
• Write as many checks each month without a per-check charge.
• Earn high-interest yields on your account
• No minimum balance
• No service charge
• overdraft privilege available
• Free ATM or Visa check card
• Telephone Banking
• Free Internet Banking

Heartland bank is federally insured by the FDIC. You’re balances will be insured up to $250,000.