Discover Bank High Yield Savings Account is still holding the top rate for online savings accounts and/or money market accounts. Currently if you open this account with Discover Bank you’ll be provided with an APY of 1.35%. To put this in perspective, the national average for these accounts is currently sitting at roughly 0.80% APY. Although this rate is variable (subject to change at anytime) it has remained the same for almost 3 months now.

One of the biggest challenges I face shopping in a rural area is the pressure to do my shopping locally.
If I visit the local shops, I often enjoy great customer service, but I pay a lot more for that experience.
If I shop at a larger chain store or shop online, I often find great deals, but not as nice of an experience.
I’ve lived in my small rural community for long enough to know that a local business with no customers will surely disappear.

Every pundit, politician, and economic forecaster (even smarmy financial dilettantes such as myself) have remarked that the recent recession was the worst economic calamity since the great depression.
It's a very dramatic, historic and urgent thing to say — something that you want to have on record that you said — if for nothing else than to be part of history.

FNBO Direct released a new feature that allows cardholders to loan customized coupons onto their credit, check or debit cards. You can find the deals online and click them to load them onto your card. When you shop at one of the discounted locations, just use the card and you’ll receive credits to your account.The new service, called MyDeals, is available to FNBO debit or credit cardholders.

Everyone is a consumer,  yet few are the ranks of...

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It’s not just the start of a new month, it’s the start of National Coupon Month!
So get ready by printing some of the hot new coupons available online.  Remember that you can print each coupon twice!
From Coupons.com
There are nearly 200 coupons for you to print!

This is a guest post from Matthew Kepnes of Nomadic Matt’s Travel Site. If you like what you see here, please consider subscribing to his RSS feed.
When we go on vacation, we book a hotel. We are sort of taught that’s where you stay. By instinct we book a hotel. We go online, shake our head at the high price, and book it anyways, wishing there was a better way.

While most people are familiar with the traditional approach to budgeting their money every month, you might want to break down your budget into smaller chunks if you are still have trouble. Planning your budget around your pay periods may help you get a better understanding of your expenses and the timing of their payments. Budgeting is all about cash flow, knowing where it goes, and monitoring changes. Budgeting each time you earn a paycheck can keep you out of hot water should you run into an unexpected expense.

When my son was little he had a mild addiction to Thomas the Train collectibles. Those things were everywhere (you may remember Harold the Helicopter’s flight to the bottom of our guest toilet and my mission to retrieve him)! Then it was monster trucks. Now, Legos are all the rage.