New Dominion Bank has been steadily moving up in many of our rankings of the best CD rates over the past couple of weeks.
Although the small North Carolina bank hasn’t been able to claim a spot on our CD Rates Leaderboard, it now has the second-best deal on 36-month CDs.
New Dominion, which has a couple [...]
New Bank Nears Top Of 3-Year CD Rates
ING Direct Electric Orange Checking $50 Promo with Reference Code EM488
The ING Direct Electric Orange Checking account is now offering a $50 promotional bonus with the Reference Code EM488.
You’ll get a $50 bonus when you open an Electric Orange Checking account from ING Direct and make at least 3 signature-based debit card purchases within 45 days of opening your account.
Here’s How to Earn Your ING Direct $50 Bonus
1. Visit INGDirect.com/ZeroFees to open your account online.
Equifax Free Credit Score Card to Find Out Your Credit Score Range
Equifax is offering a free credit score card to find out your credit score range from Equifax.
Get your Free Credit Score Range from Equifax with no credit card required and no further obligations.
Simply register with Equifax to receive your free credit score card.
You’ll receive free, instant online access to your Equifax credit score range with a description of key factors that are affecting your score.
Win $250 For Using Your Debit Card With Lake City Bank
If you make purchases with your Lake City Bank debit card, you could win $250. If you don’t have an account at Lake City Bank, you’ll need to sign up and start swiping to have a chance at the prize.
Lake City’s “Signature Based Debit Card Promo 2010″ runs through the end of the summer and will award two more lucky Lake City customers with $250 apiece.
How to Enter
Travel Tips That Won’t Break the Bank
Admit it: You have daydreamed of sandy beaches and cold drinks on more than one occasion during your workday. Although thoughts of rest and relaxation are enticing, the hefty price of travel often keeps people from taking advantage of their vacation days.
Here are some tips to make sure you get the best deal for what you are paying so you can get a well-deserved break.
It’s All About The Timing
Leading 5-Year CD Rates Still Top 3%
The Big Apple is the place to go for the best rates on 5-year CDs.
Indeed, it’s the only place to go if you want your long-term savings to earn more than 3% a year.
Melrose Credit Union, which has a single office in Queens, is paying 3.29% APY with a $5,000 minimum deposit.
This unusual credit union [...]
Shower Yourself In Gifts From WSFS Bank
WSFS bank knows that ever body likes getting gifts and with their new Personal Banking Services promotion you can earn as many of their featured gifts as you want.
What to Do
Each month there is a different featured gift. This month’s gift is a Northern Gravity Gear Swiss Edition Backpack. Next month you can pick up a Boulder Pack Company Foldable Stadium Chair.
Reviewing the CARD Act Part II: The Bad
*This is the second half of a two-part look at the effects of the CARD Act after its first six months. Part one can be found here.
Read more »Citigroup Pays For a $75 Million Mistake
The Securities and Exchange Commission (SEC) has reached a settlement with Citigroup Inc., in which Citigroup will pay $75 million to settle regulatory charges related to subprime mortgage-lending. Although the SEC will not charge Citigroup with fraud, the institution will be charged with material omission of disclosure requirements.
Why Citigroup is in Trouble
Top 5 Most Business-Friendly States
CNBC this week released its fourth annual study of the most business-friendly states, putting Texas at the top in 2010.
The Top 5 States
1. Texas
Comparing the New York City MTA Rate Hike to National Fares
New York’s commuters have been following the headlines closely as the MTA, the city’s public transportation agency, takes steps toward raising the price of unlimited monthly subway and bus passes by nearly 17% to $104 per month.
Although using public transportation in New York remains more affordable than hailing a cab multiple times a day or shelling out the money for car insurance, gasoline and a parking spot, the rate hike has New Yorkers complaining.
Reviewing the CARD Act Part I: The Good
*This is the first section of a two-part look at the effects of the CARD Act after its first six months. Part two will be published Friday, July 30.
Read more »Discover Wants You To Win Big: $1 Million Big
You read it right. You could win $1 million with the “It pays to Discover Every Day Giveaway” going on now. Discover Bank is also giving out a total of 75 daily prizes to lucky winners all over the country.
All you need to do is use your Discover Card to gain entry to the competition.
The Giveaway
Every purchase you make on your Discover Card will automatically enter you for a chance to win.
How Financial Reform Could Affect Your 401(k)
The recently passed Dodd-Frank Wall Street Reform and Consumer Protection Act focused much of its energy on reforming the activity of big banks and Wall Street. At the same time, the act also included measures that could affect your retirement funds.
Regulators will spend 15 months deciding how to categorize funds included in many 401(k) plans. Depending on what they decide, your retirement funds could face negative consequences.
Low Auto Loan Rates for Minnesota Residents (Top 3)
Below are the some of the lowest auto loan rates available to residents living in the state of Minnesota. We were tipped off on the lowest auto loan rate (36 month auto loan for 2009+ vehicles) by BankVibe.com reader John who brought to our attention an outstanding new and used auto loan rate of 3.25% APR available at North Memorial Federal Credit Union, out of Robbinsdale, Minnesota.
Read more »The CD Rates Leaderboard For July 27
Two unusual credit unions that allow anyone to join, regardless of where they live or work, continue to offer almost all of the best nationally available CD rates.
To see our most recent rankings of all the top rates for 3-month to 5-year CDs, just click on the term you’re interested in.
3-month CD: 1.40% APY [...]
8 Purchases You Shouldn’t Skimp On
The ever-growing popularity of buying ‘vintage,’ a.k.a used, items is fueled by the convenience of bargain websites such as eBay.com. The rough economy is causing people to cut spending in any way possible. Certain things should not be purchased used, and smart spenders deserve to indulge in their savings every now and then.
Check out these eight items you should pay full price for:
1. Mattress
How Much Does it Cost to Own a Dog?
You may have waited your entire life for the opportunity to purchase a pup. Now that you are making your own decisions it may feel like the time is right.
Adding a furry friend to your household can be a big financial decision. It is important you prepare your budget for a dog — impulsively buying a puppy can put you in a bad position down the road.
First Year Costs of Owning A Dog
FDIC Insurance Limit Permanently Increased
The financial reform legislation put into law last week by President Barack Obama permanently raised the standard maximum deposit insurance amount to $250,000. Previously $100,000, this new insurance limit covers all deposits placed in Federal Deposit Insurance Corporation (FDIC)-backed banks.
Read more »Orlando Deal: 1.51% On A 6-Month CD
Commerce National Bank &Trust has a good deal on 6-month CDs for Orlando-area savers.
It’s paying 1.51% APY with just a $500 minimum deposit.
That’s more than the 1.40% APY you can earn with the best nationally available 6-month CDs.
But you can only buy this certificate of deposit in person at Commerce National’s one branch [...]
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