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16 Ways Not To Blow Your Tax Refund

It’s that time of year again. That time when Uncle Sam returns some of your hard-earned tax dollars that he’s been borrowing at zero-percent interest. Tax refunds are sort of a forced savings account for many people. And while I personally aim to avoid receiving a tax refund, there are some smart things to do with one once you receive it.

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Money-Saving Monday: Freebies and Coupons

Happy Monday, everyone!

The new design here makes me feel like a girl who keeps spinning around to see her dress swish...  I almost forget that I'm supposed to write things!

Here's my round-up of goodies for you - Enjoy!

Students can get a free lip care item with any purchase at Bath & Body Works. You must show your student ID and show the coupon.

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Do Not Finance College With Your Credit Card

Some teenagers and young adults view credit cards...

[[ This is a content summary only. Visit my website for full links, other content, and more! ]]

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US Bank START Program $100 Bonus Offer for Banking Packages

The U.S. Bank S.T.A.R.T program is currently offering up to $100 in banking bonuses when you make qualifying transfers from your U.S. Bank Package Checking account to your U.S. Bank Package Money Market Savings account.
S.T.A.R.T standards for Savings Today and Rewards Tomorrow, and U.S. Bank designed this program to help customers achieve additional savings.
This U.S. Bank S.T.A.R.T bonus offer is available to current or new U.S. Bank Package account customers.
How to Qualify for the U.S. Bank S.T.A.R.T. Bonus

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Organic on a Budget - Beef

As promised, I am back on schedule with my $65 a week budget. So far, this is how I've been sticking to my budget and not running all over town blowing my savings in gas:Every other week I shop at Earth Fare on Wednesday afternoons after work (Each week I work at the school on Thursdays and Fridays and every other Wednesday. Earth Fare is much closer to my work than my home so my mom and I

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Frequent Flyer Miles & Reward Points Keep One Homeless Man Out of the Cold

Living the life of Ryan Bingham, the character played by George Clooney in the Oscar nominated film “Up In The Air,” give you the benefit of free hotels and luxury airplane seats.  But for some, these rewards are more than just perks; they are a way to stay afloat during hard times.
Living off Points
Earning [...]

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Capital One Partners With Ivan Brothers To Promote Their Venture Rewards Credit Card

For anyone who is an American College sports fan, and also likes basketball then you’ll probably know that March is when 64 NCAA Basketball teams square off in a tournament tagged “March Madness”. During this tournament a number of financial institutions flex their ad dollars to earn promotional rights during the big tournament.

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Old Southern Bank and Statewide Bank Fail, Bring Total 2010 Bank Closures to 30

The FDIC spread out their bank closures last week, starting with LibertyPointe Bank on Thursday, and then following up with Park Avenue Bank, Old Southern Bank and Statewide Bank at the end of the day Friday.

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Roth IRA as an Emergency Fund?

Building an emergency fund is one of the critical first steps to personal financial success. With that in mind, a reader named LG recently wrote in with a question about using a Roth IRA as an emergency fund:
I know you’ve written a lot about emergency funds, but my question is can a Roth IRA serve as an emergency fund?

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Does Paying For Bags Change Your Shopping Habits?

One of my New Year's resolutions was to try to be more environmentally friendly than I have been in the past.

So far, that's meant making a more concerted effort to recycle, use CFLs, and disconnect energy-sucking electronics.

I'm also trying to use reusable totes when I shop, but it's been a struggle.  I often forget my bags at home or in the car, and end up hauling home plastic or paper bags instead.

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Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. Since you no longer have the time to wait out the volatile swings of the stock market, you are advised to be invested in “fixed income” investments, like bonds.

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Chase Freedom Offers Bigger, 5% Rebates

We thought the Chase Freedom Visa card had one of the best cash reward programs when we wrote about it last fall.
Now Chase has increased the bonus rebate for its “seasonal rewards” from 3% to 5%. (The standard rebate for all other purchases remains 1%.)
Each quarter of the year represents a season, and this spring [...]

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How to Grab an Extra $150,000 for Retirement

Who doesn’t want a little extra cash for retirement?  Of course, we all do.  But since money doesn’t grow on trees we have to find a few ways to create our own money tree.
Let’s take a simple look at how easy it could be to grab some extra cash for retirement, but first let’s start with [...]

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Get Paid to Read Advertisements with Pay to Click Program Bonus Offers

Get paid to read advertisements with these pay to click networks that offer you cash for reading emails and viewing advertiser’s websites.
You’ll get paid to read emails and view advertiser’s websites with these paid advertisement networks, plus you’ll receive up to $10 in free cash bonuses when you open your new accounts.
Paid to click advertiser networks are free to join, and you’ll earn cash for reading advertiser emails and viewing websites that are related to your interests.

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Walgreens Deals 3/14 - 3/20

These high lights are thanks to Mummy Deals! Check out all the Walgreens deals HERE!Revlon makeup is 40% off although it's uncertain as to what is included.Matte Eyeshadow is $4.99 regular, $2.99 on saleBuy 4 and use 4 x $2 off from SS 2/21/10Receive $5 in RRs when you spend $10Final Price: free plus overage. Moneymaker!Colgate Sensitive Toothpaste or Enamel Protection, 6.0 oz $3.99Use $1 off

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Baby Sara Pics!

Sorry for such a quick note the other day, but it’s been pretty busy times lately. Many wondered, and many more asked about them, so here are baby Sara’s pictures! Say Cheese!

Baby Sara can’t wait to write to you. (Hmm, maybe a little early, but it never hurts to plan ahead you know…)

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A New Look and New Features at Northern Cheapskate

I'm thrilled to show off our wonderful new design at Northern Cheapskate!

This has been a work in progress with Sashwhy Studio for some time now, and my hope is that the new design will make it even easier to find the information you need to help you save money.

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Bank of America Making Progress with Home Affordable Modifications

Bank of America (BAC) has made the Home Affordable Modification Program (HAMP) the focus of its campaign on to alleviate some of the difficulty for those struggling to make their mortgage payments.
Permanent Modifications Completed
While Bank of America currently has over 500,000 mortgage modifications, it has been slower in making these modifications permanent.

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You can submit the latest deals and articles in Banking, Credit Cards, Mortgages and Personal Finance.
 
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