3 year CD

3

Long Term Bank CD’s (certificates of deposit): Should I Invest?

Although we’ve seen long term CD rates tick upward ever-so-slightly over the last month or so, we still maintain the stance that you should resist the urge to move forward with these products based on tiny rate hikes. Many banks have been throwing their net out into the plentiful sea of eager savers in an attempt to catch a fresh batch of customers using their small rate hikes as bait. However, we would encourage you to resist the urge to lock down your cash for long durations of time.

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2

Best 3 year CD rates yielding 3.0% APY

You will be hard pressed to find 3 year CD rates yielding above the 3.0% APY mark (especially if you are looking for certificates of deposits available nationwide). The top 36 month CD rates in which we have come across over the course of November have come from either credit unions or national banks.

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2

The Triple Option CD – What Is It and How Does It Work?

There’s a new type of CD being offered by some banks lately called the Triple Option CD. While you may have heard of other types of CDs such as the bump-up CD (one that lets you “bump up” your interest rate) and the no-penalty CD (lets you withdraw from your CD penalty-free), a triple option CD is not quite as familiar to the ears.

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4

Montauk Credit Union’s CD (certificate of deposit) rates

Thanks (again) to BankVibe reader and contributor FarmerFrank for pointing out some very nice CD rates this time coming from a credit union in New York state.

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