4.0% APY

ReliaBank Dakota’s “Ultimate Checking Account” - 4.07% APY

ReliaBank Dakota has moved to the number 3 spot on BankVibe’s high interest checking account chart this month with an “Ultimate Checking Account” which provides yields of up to 4.07% APY on balances up to $25,000. Unlike most interest checking or rewards checking accounts this one comes with no minimum balance requirements, although you must make an initial deposit of at least $50.

Earn 4.0% APY with this high yield checking account

Here is another fairly nice high yield checking account, this time offered through Lake Michigan Federal Credit Union. Their “Max Checking Account” provides an interest rate of 4.0% APY on all deposits up to $15,000. And although they are located in Michigan, they open their doors to potential customers nationwide.
Here are the details:

High interest “Rewards Checking” account: 4.01% APY

These rewards checking accounts keep showing up in the BankVibe inbox. This one comes from Danvers Bank and is available to people throughout the country. Currently it yields a whopping 4.01% APY on all balances up to $25k with a much lower rate of 0.25% APY paid on all balances above that mark. Like most interest checking accounts you must meet the monthly requirements to receive the advertised rate.

ViewPoint Bank’s high interest checking account: 4% APY

Here is another great high interest checking account available to people nationwide: ViewPoint Bank is currently offering an “absolute checking” account which is yielding an APY of 4.0% for balances up to $50,000.

Heartland Community Bank’s Interest Plus Checking Accounts

Another great interest checking account came through our inbox today. Heartland Community Bank of Arkansas has an “interest plus checking” account (or rewards checking account) which is yielding 4.01% APY and is available to prospective customers across the country.

Rewards Checking through Peoples Bank of Kankakee County

The Peoples Bank of Kankakee County has a pretty solid interest checking account offer for prospective customers. Although the name of this bank sounds like a small community bank, this account is actually available to customers nationwide. Currently they have a “Electric Blue Rewards Checking Account” which is yielding an APY of 4.01% on all balances up to $50,000 (1.00% APY on balances above $50k).

US Bank’s 59 month certificate of deposit: 4.0% APY

This is one of the first decent savings rates I have seen come out of US Bank in a while. If you happen to be in the market for a certificate of deposit with a long maturity …say 59 months to be exact, then this may be your best bet.

Heartland Community Bank’s Interest Checking Account: 4.02%

Here is another great interest checking account available to customers nationwide! Currently Heartland Community Bank out of Arkansas has an “interest plus checking” account which is yielding 4.02% APY on all balances up to $30,000 (1.31% APY paid on all balances above $30k). They also offer free ATM use nationwide in the form of ATM reimbursements.

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