CD rates

Top 3-Month CD Rates Hold At 1.25% APY

Fortune Bank, with a single branch in suburban St. Louis, held onto the top spot in our 3-month CD rankings for the second straight month.

It continues to pay 1.25% on this certificate of deposit with a $1,000 minimum deposit.
Only six months ago TotalBank was paying a top rate of 1.85% on 3-month CDs and [...]

You Can Game Some Long-Term CD Rates

A couple of months ago we advised against buying long-term CDs at the bottom of a rate cycle.

The common wisdom is to go long at the top of a rate cycle and short at the bottom.
Some of our readers disagreed with that strategy, arguing that it’s possible to make more money with long-term CDs [...]

Earn Up To 2.75% With The Best CD Rates

The best rates for three of the five CDs we regularly track fell over the past 10 days.
Hudson City Bank, which had the best 24- and 36-month CD rates for almost five weeks, reduced its returns and fell out of our rankings.
The Palladian Private Bank also lowered its rates and no longer offers the top-paying [...]

Best 1-Year CD Rates Now 1.9% to 1.7%

It’s been more than a month since the best 12-month CD rates fell below 2%.
Now there’s only one bank still paying 1.90% APY — Doral Bank Direct with a $1,000 minimum deposit.
That’s the online operation of Doral Financial Corp., which is headquartered in San Juan, Puerto Rico, and has 40 branches across the island.
The [...]

CD Rates Still Too Good To Be True

We’d have thought this scheme to sell annuities to desperate savers would have run its course by now.
But insurance agents are still advertising extraordinary CD rates to lure customers through the door.
The come-on continues to work much like it did when we first wrote about “CD Rates Too Good To Be True” in June.
We can’t [...]

Top CD Rates Continues to Stay Low as of March 6, 2010

As reported earlier this week top online banks have decreased their rates across the board. These drops could be a result of the dip in the Consumer Confidence Index, which fell 10.5 points from January to February.

Top Online Banks Ally, ING Direct and Discover Drop CD Rates Today

Today has seen a drop in CD rates from some of our top online banks.

Best 24-Month CD Rates Dip To 2.30% APY

The highest available CD rates on 24-month certificates of deposit have fallen for the fourth straight month.

Today’s top rate of 2.30% APY is the result of steady declines beginning with 2.60% in November to 2.50% in December to 2.40% in January — and now this.
And Hudson City Bank is the only one ranked [...]

Earn Up To 2.8% With The Best CD Rates

The best CD rates slipped lower this month, with returns on most of the top-paying certificates of deposit losing about a tenth-of-a-point since the end of January.

Although Hudson City Bank continues to offer 2.80% on its industry-leading 36-month certificate of deposit, you’ll earn less on the 3-, 6-, 12- and 24-month CDs that lead our [...]

E-Trade to Drop CD Accounts, Transfer Complete Savings to Discover Bank

E-Trade has continued to cut back on its banking services, after announcing last week that it will transferring its Complete Savings Accounts to Discover Bank in March.
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