This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive.
Many people got religion about saving money during the recent recession. This reversed a trend of steadily climbing U.S. debt burdens–or is it just a temporary pause in that trend?

By Philip Brewer There are a few places where it is impossible to live without air conditioning. These places are easy to identify: they were uninhabited until well into the 20th century. If the place you live now was not in prior days a desolate wasteland, unseen except by the occasional nomad or caravan, then air conditioning is not required. However, most people lack the skills for getting by without air conditioning. Here's a quick primer.

Tip #8 – Use Coupons, For Everything!
Welcome to the eighth day of our roughly 10-day journey, where we are looking at 10 money-saving tips to help save $10,000! 
If you missed the introductory post of 10 Money-Savings Tips to Help You Stash $10,000 you’ll definitely want to check it out so we’re all on the same page.
But [...]

I really dig movie soundtracks, by which I mean real albums of music written for the movie, not the fake soundtracks that are just collections of pop songs. Ever since I first heard the music from E.T.: The Extra Terrestrial while not watching the movie, I’ve been fascinated by the effect of feeling the movie’s emotions using just my ears.

Tip #5 – Negotiate Your Cell Phone Plan
Welcome to day five of our roughly 10-day journey, where we are looking at 10 money-saving tips to help save $10,000!  If you missed the introductory post of 10 Money-Savings Tips to Help You Stash $10,000 you’ll definitely want to check it out so we’re all on the [...]