Personal Finance

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Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. Since you no longer have the time to wait out the volatile swings of the stock market, you are advised to be invested in “fixed income” investments, like bonds.

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4

How to Grab an Extra $150,000 for Retirement

Who doesn’t want a little extra cash for retirement?  Of course, we all do.  But since money doesn’t grow on trees we have to find a few ways to create our own money tree.
Let’s take a simple look at how easy it could be to grab some extra cash for retirement, but first let’s start with [...]

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4

Citi Finds A Way Around Credit Card Rules

Here’s a trick Citibank pulled before the Credit Card Accountability and Responsibility Act took effect last month in an effort to circumvent the new regulations.

Two of the act’s most important provisions require credit cards to:

Provide 45 days notice before raising rates, and the new higher rate can’t be imposed on existing balances, just new purchases.
Wait [...]

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4

Nine Ways to Change Your Spending Habits

This is a guest post from the folks over at VoucherCodes.co.uk, a British coupon website. Believe it or not, Own The Dollar is very popular over in the United Kingdom as you can see by a lot of our “Sponsors” on the right side of the blog.

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3

Best of Personal Finance Roundup: How to Be a Cheap Drunk with Taste

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we spill some tips for sipping wine and other spirits for a little less than what you'd expect. Plus, we share the benefits of raised garden beds, a quick and cheap hurricane lamp tutorial, and habits for highly effective budgeting!

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This Week in Personal Finance – March 12, 2010

What a week!  We finished up our 10-day journey where we looked at 10 money-saving tips to help us stash $10,000!
Through each of those tips we freed up between $275 per month on the low side all the way up to $950 per month on the high side if you were able to maximize each [...]

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Best of Personal Finance: How to Make Coconut Milk Kefir

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you stunning detail into how to make your own coconut milk kefir, some tips for saving money when you move, and 3 easy ways to create a greener kitchen!

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3

Help Your Monthly Budget and Save Money On Your Electric Bill

Have you ever had an electric bill that was higher than you were expecting? I tend to cringe every time I get the bill in the mail from my electric company. I have no idea what it is going to be, and I am paranoid that a billing error will cripple my monthly budget. I especially hate the winter because I hate to be cold. So, I do not really mind cranking up the heat in my house, but I dread paying for it.

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3

How to Get a Bigger House Without Buying a New One

If your family’s growing and you need extra space, get it without buying a new home or building an expensive addition onto your house. Here’s how.
Clear the clutter in every cupboard, closet, drawer and storage area. Evaluate your keepsakes. Scan photos to revive the memory later. Do you really need nine things to remember Aunt [...]

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2010 Plutus Awards

My friend Flexo at Consumerism Commentary has created the Plutus Awards, to celebrate the best in personal finance. The awards are broken up into two categories. The first goes to personal finance products and services while the second focuses solely on the best the personal finance blogging world has to offer. The nominees were submitted by the “community” and now voting is open until March 16th.

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