Taxes

How to Handle Irregular Income

It’s been a busy last couple of months, but I’m amazed at how well everything is going so far in 2010. Among other things, I just received a small windfall from my freelance and blogging business. My freelance income has otherwise been fairly steady, with some irregular income for bigger projects and other things.

What’s My Tax Bracket?

In personal finance, you have to make a lot of decisions with imperfect information. You contribute to a Roth IRA because you like the tax free growth and you believe that you will be taxed at a greater rate in retirement (otherwise it may be better to contribute to a Traditional IRA). You buy a house because you want to hedge against inflation by fixing your housing costs, both of which you assume will go up in the future.

16 Ways Not To Blow Your Tax Refund

It’s that time of year again. That time when Uncle Sam returns some of your hard-earned tax dollars that he’s been borrowing at zero-percent interest. Tax refunds are sort of a forced savings account for many people. And while I personally aim to avoid receiving a tax refund, there are some smart things to do with one once you receive it.

Tax Deadline for Small Businesses Just Around the Corner

While individuals still have a month left to file their taxes, the deadline for small businesses is only a few hours away.

Win a Free iPod Touch From H&R Block

It’s time for another giveaway. H&R Block wants to give an iPod Touch to two Consumerism Commentary readers. The iPods will be delivered with an app pre-installed to help taxpayers as we approach the final filing stretch.

Roth IRA as an Emergency Fund?

Building an emergency fund is one of the critical first steps to personal financial success. With that in mind, a reader named LG recently wrote in with a question about using a Roth IRA as an emergency fund:
I know you’ve written a lot about emergency funds, but my question is can a Roth IRA serve as an emergency fund?

Ten Times In Your Life To Hire Someone To Do Your Taxes For You

This is the last year that I am doing my taxes by myself. I take pride in being able to file my taxes and prepared the forms myself. But, those days are behind me now I realize. I need help doing my taxes. Here are a few of the reasons that you should hire someone to help you file your taxes and complete the forms.

Don't Have Enough To Pay Your Taxes?

By Debbie Dragon What do you do when you finally get all of your information together to file your income taxes, and you find out that not only aren't you getting a tax refund, but you actually have to pay taxes?! It's not a problem if you have enough money set aside to pay it off, but for people who don't have enough money in their bank account to pay their taxes, this can be a very scary experience.

Warning: TurboTax Missing Minnesota Tax Info

By Elizabeth Sanberg Rarely do I get to a point where I’m so frustrated I could cry. But that’s where I sit right now. I have spent 120 minutes trying to help a company I like (TurboTax) fix a glitch in their system. But, after these two hours I failed at helping them understand the problem and was even hung up after waiting on hold for 45 minutes. Luckily, I can help you avoid the same mistakes I made.
The biggest problem that you should know about right now:

Top 10 Real Estate Tax Write-Offs

By Brian Davis

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