Under today’s economy, having a credit card is a must in our life.However, for some young people, they are still mystified how, to apply a credit card.In this article, we break down the application into 5 easy steps.
First step:  you shall have a bank account.Do you have a bank account?A bank account is a financial relationship with an institution, and this is one of the easiest ways to apply for a credit card.And once you opened a bank account with a company, your bank will probably invited you to have a credit card under your bank account.

What if you want to maximize credit card rewards, but don’t want to bother juggling multiple rewards programs and multiple monthly bills? You just want to find the one card that fits your spending habits the best and move on with your life. In that case, the Amex TrueEarnings Card from Costco might be exactly what you’re looking for.

Using a prepaid card to shop online increases your privacy and protects your banking info compared to using a regular credit card.

A new deal from American Express could make your summer vacation a bit less expensive.
If you have a Gold, Platinum, or Reserve Delta SkyMiles Credit Card from American Express, you can check your first bag for free on all Delta or Delta Connection flights. That’s a pretty nice reward, considering the cost of checking a bag normally runs $25. Throw in a return trip, and you can save $50 with the card.
Terms of the Deal

You don't really appreciate what everyone means by 'credit crunch' until you actually get rejected for a credit card or loan that you thought you were good for.